Current Openings

Sales Executive

  1. To understand the housing needs of customers and provide financial solutions accordingly.
  2. Leveraging financial, analytical and appraisal skills to assess customers’ need for a home by analysing customer’s ability to service a loan by understanding household income, expenses, social, economic factors and accordingly take in the application
  3. Guiding customers throughout the entire loan application process until the loan is sanctioned
  4.  Council prospective customers about the loan opportunity and plan a meeting based on their interest.
  5. Confirm credit worthiness of customers by evaluating the loan application and the documents submitted along with it to determine feasibility of granting loans.
  6. Provide information on repayment schedule to customers
  7.  Prepare & submit loan application and provide recommendations for approval of loan.
  8. Handle customer queries and take appropriate action to resolve them.

Experience: 2-3 Years

Education Background: Bachlor's or Masters in Commerce

Skills and abilities:
- Good communication/PR skills
- Good listening skills
- Confidence
- Multitasking ability
- Team working ability

Location: Jaipur , Urban, Jodhpur (Udaipur), Alwar , Bhiwadi , Barmer , Ajmer , Bhilwara , Kishangarh , Jaipur and Rural.

Apply Now

Disbursement Officer

  1.  Receive loan agreements and schedule meetings with the customers for completing the agreement signing formalities.
  2.  Obtain and secure original property documents,down payment receipts and other required documents from the customers as per the check-list.
  3.  Carry out the process of registering, stamping and signing of the loan agreement.
  4.  Review loan agreements to ensure that they are error-free and accurate according to policy and send it further for processing.
  5.  Maintain detailed records of all transactions and submit the required details periodically.
  6.  Assist customers by providing information and resolving their complaints.

Experience: 1-3 Years

Education Background:
- Graduation in Commerce / Management
- Post Graduation in Commerce / Management

Skills and abilities:
- Good communication/PR skills
- Proficient in M.S Excel
- Familiar with basic computer skills

Location: Kishangarh and Bhilwara.

Apply Now

Collections Officer

  1. Locate and monitor overdue accounts, using the in-house app.
  2. Notify & Councell delinquent accounts customers by telephone or personal visits to solicit payment.
  3. Answer customer questions regarding problems with their accounts.
  4. Assess clients’ overall financial situation to determine reasons for overdue payments.
  5. Negotiate payment arrangements with customers who have delinquent loans.
  6. Notify collection managers when customers fail to respond to collection efforts.
  7. Keeping records of collection and status of accounts.

Field:

  1. Negotiate, collect and resolve accounts using persuasive communication skills and a consultative approach to encourage future timely payments, so that balance is maintained in their banks for EMI deductions.
  2. Utilize various skip tracing techniques and collection strategies to locate the customers in order to collect payment from them.
  3. If required, counsel the customers about the payments, often requiring reviewing the customers loan information in our database/system and/or asking probing questions to consumers in order to better understand potential reasons for non-payment and further resolving the problem.
  4.  Listen to the customer's story and determine if debt can be collected.

Experience: 1-3 Years


Education Background:
Any Graduation or Post Graduation

Skills and abilities:
- Job requires excellent communication skills,persuasion and negotiating skills.
- Comfortable with travelling and on field job.
- Job requires maintaining composure, keeping emotions in check, controlling anger, and avoiding aggressive behaviour, even in very difficult situations.

Location: Jaipur Rural.

Apply Now

Technical Officer

  1. Scouting of Housing Projects suitable for SMHFC.
  2. Extracting detailed information about developer and project and advising the project legal team about the same.
  3. Liaising with the Developer and obtaining project related documents for legal team and helping in resolving queries.
  4. Contribute to all technical aspects – Prepare Layout plan, required construction permissions, FIR(first inquiry report), title search report and compilation of all project documents
  5. Conducting technical checks at project site and monitoring the construction work on a monthly basis and coordinate with Legal team and HO for the required formalities/queries
  6. Being closely involved in the projects, should identify any potential risks/issues and communicate the same with management and workout for the necessary solutions.
  7.  Act as a mediator between organization and Builders.

Experience: 2-4 Years

Education Background: Diploma in Civil Engineering or Bachelor’s in Civil Engineering

Skills and abilities:
- Good Communication Skills
- Should be able to interact with builders
- Independent, Proactive and self motivated


Location : Bhilwara and Udaipur.

Apply Now

Sales Officer

Job Description:

We are looking for a Sales Officer who can understand the housing needs of customers, assess customers’ need for a home, understand the household income, expenses, social, economic factors of the customers. We need someone who is passionate about helping the underserved sector and guiding them throughout the loan process. 

Skills Required:

- Good communication/PR skills
- Good listening skills
- Confidence
- Multitasking ability
- Team working ability

Experience: 2-3 years

Locations: Udaipur , Jodhpur , Alwar , Bhiwadi , Jaipur , Ajmer and Bhilwara .

Apply Now

Credit Officer

1. Analyse the application received and access the creditworthiness and household requirement of the customers through the application received.
2. Fill in the gaps in the application in case required by talking to customers.
3. Double check the correctness of the information provided by the Sales team.
4. To interact with the customer over the phone or personal discussion depending on the case, to understand the loan requirement of the customer.
5. To travel to meet new customers, facilitate efficient as well as effective credit appraisals and understand the actual socio-economic scenarios at the customer's workplace or home location as a part of the verification process as and when required.
6. Underwriting the cases: Recommend the loan applications come for review for sanction or Rejection based on the fact-finding and analysis done.
7. To coordinate with all the concerned teams like IT, legal. Projects etc. to get expedite sanction of the case.
8. To guide the sales team regularly on the product norms and documentation part.
9. Be up to date with the current industry standards, market scenarios and company processes.
10. Coordinate with HO Credit Officers for any queries related to process etc.

Experience: 1-3 Years

Education Background:
MBA or BBA - Finance / MSW / Any other Post Graduation

Skills and abilities:
- Analytical Capabilities
- Excellent Presentation & communication skills
- Team working ability
- Good listening skills

Location :  Alwar , Bhilwara and Kishangarh.

Apply Now

Customer Service Executive

  1. Interact with clients through telephone to provide information about services or products,Open new loan accounts, renew loans or obtain complaint details
  2. To check and record details of inquiries, comments or complaints, transactions or interactions and takes actions in accordance to it.
  3. Acquire and analyze all relevant information to evaluate validity of complaint and identify the possible causes.
  4. Make changes of customer's profile in the company's application form.
  5. Refer unresolved and pending customer grievances to the concerned departments for further inves-tigation and record them in complaint register sheet.
  6. Contact clients to notify regarding investigation results, respond to inquiries or any adjustments in the services (if any).
  7. Recommend modifications in service/products to prevent or foresee any issues.
  8. Pass on the new inquiries received to the concern team and take a follow up with them and record them in the assigned sheet.
  9. Make outbound/follow-up calls on the ones missed during the day & calls assigned by your supervisor.
  10. Optimum level of patience required.

Experience: 0-3 Years


Education Background: Bachlor's or Masters in Arts/Commerce


Skills and abilities:

  • Good communication skills
  • Convincing skills
  • Computer skills
  • Listening skills

Apply Now

Legal Executive

General Description

  • Drafting and vetting of legal agreements like mutation entries, title deeds, N.A Permission, statutory approvals etc.
  •  Interaction with the developers of housing projects on a daily basis and resolving any queries or deficiencies that arise.
  •  Initiating and verifying legal and valuation reports.
  •  Conducting a legal scrutiny of APF and One-offs which also involve raising and resolving queries.
  •  Uploading all viable cases on PHP for further approval.
  •  To give legal advice/opinion on payments, including fraud and not utmost good faith cases.
  •  Candidate will have to project and legal documentation, reviewing various agreements, amendments and deeds with particular regard to land & construction of housing projects.
  •  Guiding the post sanction process in the collection of documents for disbursement and also to resolve any legal issues.
  •  Evaluate issues and disputes arising from the internal and external vendors with reference to contracts and agreements.

Education and Training

  • Graduation in LLB
  • Post Graduation in LLM or any related degree

Skills and Abilities

  • Good communication/PR skills
  • Proficient in Property Laws
  • Familiar with basic computer skills
  • Ability to read legal documents in various languages like Hindi, English, Gujarati etc

 

Apply Now

Customer Service Executive

  1. Information about services or products, open new loans accounts, renew loans or obtain complaint details.
  2. To check and record details of inquiries, comments or complaints, transactions or interactions and takes actions in accordance to it.
  3. Acquire and analyze all relevant information to evaluate validity of complaint and identify the possible causes.
  4. Make changes of customer's profile in the company's application form.
  5. Refer unresolved and pending customer grievances to the concerned departments for further inves-tigation and record them in complaint register sheet.
  6. Contact clients to notify regarding investigation results, respond to inquiries or any adjustments in the services (if any).
  7. Recommend modifications in service/products to prevent or foresee any issues.
  8. Pass on the new inquiries received to the concern team and take a follow up with them and record them in the assigned sheet.
  9. Make outbound/follow-up calls on the ones missed during the day & calls assigned by your supervisor.
  10. Optimum level of patience required.

Experience: 0-3 Years


Education Background: Bachlor's or Masters in Arts/Commerce

Skills and abilities:
- Good communication skills
- Convincing skills
- Computer skills
- Listening skills


Location: Ahmedabad.

Apply Now

Sales Officer

Job Description:

We are looking for a Sales Officer who can understand the housing needs of customers, assess customers’ need for a home, understand the household income, expenses, social, economic factors of the customers. We need someone who is passionate about helping the underserved sector and guiding them throughout the loan process. 

Skills Required:

- Good communication/PR skills
- Good listening skills
- Confidence
- Multitasking ability
- Team working ability

Experience: 2-3 years

Locations: Ahmedabad , Rajkot , Surat , Vadodara and Vapi.

Apply Now

Disbursement Officer

  1.  Receive loan agreements and schedule meetings with the customers for completing the agreement signing formalities.
  2.  Obtain and secure original property documents,down payment receipts and other required documents from the customers as per the check-list.
  3.  Carry out the process of registering, stamping and signing of the loan agreement.
  4.  Review loan agreements to ensure that they are error-free and accurate according to policy and send it further for processing.
  5.  Maintain detailed records of all transactions and submit the required details periodically.
  6.  Assist customers by providing information and resolving their complaints.

Experience: 1-3 Years

Education Background:
- Graduation in Commerce / Management
- Post Graduation in Commerce / Management

Skills and abilities:
- Good communication/PR skills
- Proficient in M.S Excel
- Familiar with basic computer skills

Location: Ahmedabad Rural , Rajkot , Vadodra and Vapi.

Apply Now

Sales Executive

  1. To understand the housing needs of customers and provide financial solutions accordingly.
  2. Leveraging financial, analytical and appraisal skills to assess customers’ need for a home by analysing customer’s ability to service a loan by understanding household income, expenses, social, economic factors and accordingly take in the application
  3. Guiding customers throughout the entire loan application process until the loan is sanctioned
  4.  Council prospective customers about the loan opportunity and plan a meeting based on their interest.
  5. Confirm credit worthiness of customers by evaluating the loan application and the documents submitted along with it to determine feasibility of granting loans.
  6. Provide information on repayment schedule to customers
  7.  Prepare & submit loan application and provide recommendations for approval of loan.
  8. Handle customer queries and take appropriate action to resolve them.

Experience: 2-3 Years

Education Background: Bachlor's or Masters in Commerce

Skills and abilities:
- Good communication/PR skills
- Good listening skills
- Confidence
- Multitasking ability
- Team working ability

Location: Narol, Naroda , Ahmedabad West , Ahmedabad Rural , Bhavnagar , Rajkot ,Vadodara , Surat and Vapi.

Apply Now

Technical Officer

  1. Scouting of Housing Projects suitable for SMHFC.
  2. Extracting detailed information about developer and project and advising the project legal team about the same.
  3. Liaising with the Developer and obtaining project related documents for legal team and helping in resolving queries.
  4. Contribute to all technical aspects – Prepare Layout plan, required construction permissions, FIR(first inquiry report), title search report and compilation of all project documents
  5. Conducting technical checks at project site and monitoring the construction work on a monthly basis and coordinate with Legal team and HO for the required formalities/queries
  6. Being closely involved in the projects, should identify any potential risks/issues and communicate the same with management and workout for the necessary solutions.
  7.  Act as a mediator between organization and Builders.

Experience: 2-4 Years

Education Background: Diploma in Civil Engineering or Bachelor’s in Civil Engineering

Skills and abilities:
- Good Communication Skills
- Should be able to interact with builders
- Independent, Proactive and self motivated


Location: Ahmedabad , Bhavnagar , Rajkot and Vadodara.

Apply Now

Collections Officer

  1. Locate and monitor overdue accounts, using the in-house app.
  2. Notify & Councell delinquent accounts customers by telephone or personal visits to solicit payment.
  3. Answer customer questions regarding problems with their accounts.
  4. Assess clients’ overall financial situation to determine reasons for overdue payments.
  5. Negotiate payment arrangements with customers who have delinquent loans.
  6. Notify collection managers when customers fail to respond to collection efforts.
  7. Keeping records of collection and status of accounts.

Field:

  1. Negotiate, collect and resolve accounts using persuasive communication skills and a consultative approach to encourage future timely payments, so that balance is maintained in their banks for EMI deductions.
  2. Utilize various skip tracing techniques and collection strategies to locate the customers in order to collect payment from them.
  3. If required, counsel the customers about the payments, often requiring reviewing the customers loan information in our database/system and/or asking probing questions to consumers in order to better understand potential reasons for non-payment and further resolving the problem.
  4.  Listen to the customer's story and determine if debt can be collected.

Experience: 1-3 Years


Education Background:
Any Graduation or Post Graduation

Skills and abilities:
- Job requires excellent communication skills,persuasion and negotiating skills.
- Comfortable with travelling and on field job.
- Job requires maintaining composure, keeping emotions in check, controlling anger, and avoiding aggressive behaviour, even in very difficult situations.

Location: Naroda and Ahmedabad West.

Apply Now

Credit Officer

  1.  Analyse the application received and access the creditworthiness and household requirement of the customers through the application received.
  2.  Fill in the gaps in the application in case required by talking to customers.
  3.  Double check the correctness of the information provided by the Sales team.
  4.  To interact with the customer over the phone or personal discussion depending on the case, to understand the loan requirement of the customer.
  5.  To travel to meet new customers, facilitate efficient as well as effective credit appraisals and understand the actual socio-economic scenarios at the customer’s workplace or home location as a part of the verification process as and when required.
  6.  Underwriting the cases: Recommend the loan applications come for review for sanction or Rejection based on the fact-finding and analysis done.
  7.  To coordinate with all the concerned teams like IT, legal. Projects etc. to get expedite sanction of the case.
  8.  To guide the sales team regularly on the product norms and documentation part.
  9.  Be up to date with the current industry standards, market scenarios and company processes.
  10.  Coordinate with HO Credit Officers for any queries related to process etc.

Experience: 1-3 Years

Education Background: MBA or BBA - Finance / MSW / Any other Post Graduation

Skills and abilities:
- Analytical Capabilities
- Excellent Presentation & communication skills
- Team working ability
- Good listening skills

Location:Bhavnagar , Rajkot , Vadodara and Valsad

Apply Now

Quality Officer

  1. The primary responsibility of this position is to receive, review and conduct quality control of all loan files.
  2. Check whether the recommendation audio, household income details, customer declaration audio, reference details, ID proofs, asset and liability details of the customer have been attached.
  3. Cross-verify the approved project and all the details related to it such as the carpet area, flat number, owner details etc.
  4. Raise a query incase of any mismatch in the information provided by the project team and the Loan officer.
  5. Verifying the bank details of the customers such as the account number, IFSC code etc.
  6. Check whether the potential customer falls under the fraudulent case list or not.
  7. Calculate the CIBIL scores of the customers.
  8. Noting down a list of all pending documents and send it to the Loan Officer for collecting them.
  9. Check whether the loan document is error-free.

Experience: 1-3 Years


Education Background: Any Graduation or Post Graduation


Skills and abilities:
-Good communication/PR skills
-Proficient in M.S. Excel
-Familiar with basic computer skills

Location: Ahmedabad.

Apply Now

Project Officer

  1.  Scouting of Housing Projects suitable for SMHFC.
  2.  Extracting detailed information about developer and project and advising the project legal team about the same.
  3.  Liaising with the Developer and obtaining project related documents for legal team and helping in resolving queries.
  4.  Contribute to all technical aspects – Prepare Layout plan, required construction permissions, FIR(first inquiry report), title search report and compilation of all project documents
  5.  Conducting technical checks at project site and monitoring the construction work on a monthly basis and coordinate with Legal team and HO for the required formalities/queries
  6.  Being closely involved in the projects, should identify any potential risks/issues and communicat the same with management and workout for the necessary solutions.
  7.  Act as a mediator between organization and Builders.

Experience: 0-4 Years


Education Background: Diploma in Civil
Engineering or Bachelor’s in Civil Engineering


Skills and abilities:

  •  Good Communication Skills
  •  Should be able to interact with builders
  •  Independent, Proactive and self motivated

Location: Coimbatore and Tamil Nadu.

Apply Now

Sales Executive

  1. To understand the housing needs of customers and provide financial solutions accordingly.
  2. Leveraging financial, analytical and appraisal skills to assess customers’ need for a home by analysing customer’s ability to service a loan by understanding household income, expenses, social, economic factors and accordingly take in the application
  3. Guiding customers throughout the entire loan application process until the loan is sanctioned
  4.  Council prospective customers about the loan opportunity and plan a meeting based on their interest.
  5. Confirm credit worthiness of customers by evaluating the loan application and the documents submitted along with it to determine feasibility of granting loans.
  6. Provide information on repayment schedule to customers
  7.  Prepare & submit loan application and provide recommendations for approval of loan.
  8. Handle customer queries and take appropriate action to resolve them.

Experience: 2-3 Years

Education Background: Bachlor's or Masters in Commerce

Skills and abilities:
- Good communication/PR skills
- Good listening skills
- Confidence
- Multitasking ability
- Team working ability

Location: Coimbatore and Chennai.

Apply Now

Collections Officer

  1. Locate and monitor overdue accounts, using the in-house app.
  2. Notify & Councell delinquent accounts customers by telephone or personal visits to solicit payment.
  3. Answer customer questions regarding problems with their accounts.
  4. Assess clients’ overall financial situation to determine reasons for overdue payments.
  5. Negotiate payment arrangements with customers who have delinquent loans.
  6. Notify collection managers when customers fail to respond to collection efforts.
  7. Keeping records of collection and status of accounts.

Field:

  1. Negotiate, collect and resolve accounts using persuasive communication skills and a consultative approach to encourage future timely payments, so that balance is maintained in their banks for EMI deductions.
  2. Utilize various skip tracing techniques and collection strategies to locate the customers in order to collect payment from them.
  3. If required, counsel the customers about the payments, often requiring reviewing the customers loan information in our database/system and/or asking probing questions to consumers in order to better understand potential reasons for non-payment and further resolving the problem.
  4.  Listen to the customer's story and determine if debt can be collected.

Experience: 1-3 Years


Education Background:
Any Graduation or Post Graduation

Skills and abilities:
- Job requires excellent communication skills,persuasion and negotiating skills.
- Comfortable with travelling and on field job.
- Job requires maintaining composure, keeping emotions in check, controlling anger, and avoiding aggressive behaviour, even in very difficult situations.

Location: Chennai and Coimbatore.

Apply Now

Disbursement Officer

  1.  Receive loan agreements and schedule meetings with the customers for completing the agreement signing formalities.
  2.  Obtain and secure original property documents,down payment receipts and other required documents from the customers as per the check-list.
  3.  Carry out the process of registering, stamping and signing of the loan agreement.
  4.  Review loan agreements to ensure that they are error-free and accurate according to policy and send it further for processing.
  5.  Maintain detailed records of all transactions and submit the required details periodically.
  6.  Assist customers by providing information and resolving their complaints.

Experience: 1-3 Years

Education Background:
- Graduation in Commerce / Management
- Post Graduation in Commerce / Management

Skills and abilities:
- Good communication/PR skills
- Proficient in M.S Excel
- Familiar with basic computer skills

Location: Coimbatore.

Apply Now

Zonal Legal Manager

  1.  Drafting and vetting of legal agreements like mutation entries, title deeds, N.A Permission, statutory approvals etc.
  2.  Interaction with the developers of housing projects on a daily basis and resolving any queries or deficiencies that arise.
  3.  Initiating and verifying legal and valuation reports.
  4.  Conducting a legal scrutiny of APF and One-offs which also involve raising and resolving queries.
  5.  Uploading all viable cases on PHP for further approval.
  6.  To give legal advice/opinion on payments, including fraud and not utmost good faith cases.
  7.  Candidate will have to project and legal documentation, reviewing various agreements, amendments and deeds with particular regard to land & construction of housing projects.
  8.  Guiding the post sanction process in the collection of documents for disbursement and also to resolve any legal issues.
  9.  Evaluate issues and disputes arising from the internal and external vendors with reference to contracts and agreements.

Experience: 5-6 Years in Housing Fin/Fin Knowledge of Rural & Urban housing documents

Education Background:
- Graduation in LLB
- Post Graduation in LLM or any related degree

Skills and abilities:
- Good communication/PR skills
- Proficient in Property Laws
- Familiar with basic computer skills
- Ability to read legal documents in various
languages like - Hindi, English, Gujarati etc

Location: Chennai and Coimbatore.

Apply Now

Hub Manager

  1. To understand the housing needs of customers and provide financial solutions accordingly.
  2. Leveraging financial, analytical and appraisal skills to assess customers’ need for a home by analysing customer’s ability to service a loan by understanding household income, expenses, social, economic factors and accordingly take in the application
  3. Guiding customers throughout the entire loan application process until the loan is sanctioned
  4.  Council prospective customers about the loan opportunity and plan a meeting based on their interest.
  5. Confirm credit worthiness of customers by evaluating the loan application and the documents submitted along with it to determine feasibility of granting loans.
  6. Provide information on repayment schedule to customers
  7.  Prepare & submit loan application and provide recommendations for approval of loan.
  8. Handle customer queries and take appropriate action to resolve them.

Experience: 0-3 Years

Education Background: Bachlor's or Masters in Commerce

Skills and abilities:
- Good communication/PR skills
- Good listening skills
- Confidence
- Multitasking ability
- Team working ability

Location: Chennai.

Apply Now

Sales Officer

Job Description:

We are looking for a Sales Officer who can understand the housing needs of customers, assess customers’ need for a home, understand the household income, expenses, social, economic factors of the customers. We need someone who is passionate about helping the underserved sector and guiding them throughout the loan process. 

Skills Required:

- Good communication/PR skills
- Good listening skills
- Confidence
- Multitasking ability
- Team working ability

Experience: 2-3 years

Locations: Chennai and Coimbatore.

Apply Now

Sales Officer

Job Description:

We are looking for a Sales Officer who can understand the housing needs of customers, assess customers’ need for a home, understand the household income, expenses, social, economic factors of the customers. We need someone who is passionate about helping the underserved sector and guiding them throughout the loan process. 

Skills Required:

- Good communication/PR skills
- Good listening skills
- Confidence
- Multitasking ability
- Team working ability

Experience: 2-3 years

Locations: Pune , Aurangabad , Nagpur , Satara and Kolhapur .

Apply Now

Sales Executive

  1. To understand the housing needs of customers and provide financial solutions accordingly.
  2. Leveraging financial, analytical and appraisal skills to assess customers’ need for a home by analysing customer’s ability to service a loan by understanding household income, expenses, social, economic factors and accordingly take in the application
  3. Guiding customers throughout the entire loan application process until the loan is sanctioned
  4.  Council prospective customers about the loan opportunity and plan a meeting based on their interest.
  5. Confirm credit worthiness of customers by evaluating the loan application and the documents submitted along with it to determine feasibility of granting loans.
  6. Provide information on repayment schedule to customers
  7.  Prepare & submit loan application and provide recommendations for approval of loan.
  8. Handle customer queries and take appropriate action to resolve them.

Experience: 2-3 Years

Education Background: Bachlor's or Masters in Commerce

Skills and abilities:
- Good communication/PR skills
- Good listening skills
- Confidence
- Multitasking ability
- Team working ability

Location: Pune and Satara.

Apply Now

Collections Officer

  1. Locate and monitor overdue accounts, using the in-house app.
  2. Notify & Councell delinquent accounts customers by telephone or personal visits to solicit payment.
  3. Answer customer questions regarding problems with their accounts.
  4. Assess clients’ overall financial situation to determine reasons for overdue payments.
  5. Negotiate payment arrangements with customers who have delinquent loans.
  6. Notify collection managers when customers fail to respond to collection efforts.
  7. Keeping records of collection and status of accounts.

Field:

  1. Negotiate, collect and resolve accounts using persuasive communication skills and a consultative approach to encourage future timely payments, so that balance is maintained in their banks for EMI deductions.
  2. Utilize various skip tracing techniques and collection strategies to locate the customers in order to collect payment from them.
  3. If required, counsel the customers about the payments, often requiring reviewing the customers loan information in our database/system and/or asking probing questions to consumers in order to better understand potential reasons for non-payment and further resolving the problem.
  4.  Listen to the customer's story and determine if debt can be collected.

Experience: 1-3 Years


Education Background:
Any Graduation or Post Graduation

Skills and abilities:
- Job requires excellent communication skills,persuasion and negotiating skills.
- Comfortable with travelling and on field job.
- Job requires maintaining composure, keeping emotions in check, controlling anger, and avoiding aggressive behaviour, even in very difficult situations.

Location: Nagpur , Nashik , Mumbai and Satara.

Apply Now

Credit Officer

  1.  Analyse the application received and access the creditworthiness and household requirement of the customers through the application received.
  2.  Fill in the gaps in the application in case required by talking to customers.
  3.  Double check the correctness of the information provided by the Sales team.
  4.  To interact with the customer over the phone or personal discussion depending on the case, to understand the loan requirement of the customer.
  5.  To travel to meet new customers, facilitate efficient as well as effective credit appraisals and understand the actual socio-economic scenarios at the customer’s workplace or home location as a part of the verification process as and when required.
  6.  Underwriting the cases: Recommend the loan applications come for review for sanction or Rejection based on the fact-finding and analysis done.
  7.  To coordinate with all the concerned teams like IT, legal. Projects etc. to get expedite sanction of the case.
  8.  To guide the sales team regularly on the product norms and documentation part.
  9.  Be up to date with the current industry standards, market scenarios and company processes.
  10.  Coordinate with HO Credit Officers for any queries related to process etc.

Experience: 1-3 Years

Education Background: MBA or BBA - Finance / MSW / Any other Post Graduation

Skills and abilities:
- Analytical Capabilities
- Excellent Presentation & communication skills
- Team working ability
- Good listening skills

Location: Nagpur and Aurangabad

Apply Now

Human Resource

  1.  Responsible for staff recruitment and associatedactivities like developing job descriptions, sourcing,screening, interviewing, etc.
  2.  Understanding the compensation and details and negotiating the salary.
  3.  Maintain a proper database of candidates, interview schedule and shortlisted candidates.
  4.  Generate and issue offer letters to the selected candidates.
  5.  Handle post selection formalities such as induction and training, background verification, employee resignation formalities, reference checks from previous companies.
  6.  Responsible for arranging I-cards and visiting cards of the new joinees.
  7.  Processing relocation, travel claim, Notice pay, loan and salary advance.
  8.  Responsible for the payroll process i.e collecting/ uploading attendance data till the disbursement of salary in the bank account.
  9.  Undertake any other responsibility which is allocated by the superiors
  10.  Handling grievances and implementing disciplinary procedures.

Experience: 1-3 Years

Education Background: MBA HR or PGDM HR or any related degree


Skills and abilities:
-Excellent communication/PR skills
-Proficient in M.S. Excel
-Familiar with basic computer skills
-Good negotiation skills


Location: Mumbai.

Apply Now

MIS

  1. Regulatory & investor reporting – Compiling and submitting financial and operational returns on a periodic basis.
  2. Compilation of raw data for internal departments to help them improve and automate processes.
  3. Communicating with the National Housing Bank and external investors for data requirements.
  4. Prepare refinance requests for raising debt.
  5. Leading MHFC’s efforts with the government loan subsidy program; extract customer data, compile claims and submit to the National Housing Bank.
  6. Develops MIS documentation to allow for smooth operations and easy system maintenance. Generate and distribute management reports in an accurate and timely manner.
  7.  Provide recommendations to update current MIS to improve reporting efficiency and consistency.

Experience: 1-3 Years

Education Background: Bachelor’s Degree – preferably B Tech, B. E in Computers/IT/Electronics

Skills and abilities:
- Minimum 2 years work experience (MIS role strongly preferred; accounting / financial analysis / data driven role preferred)
- Advance MS Excel & Database query skills
- Strong oral and written communication skills you will be interacting with senior management,investors and the regulatory body on a daily basis.
- Familiar with SQL.

Location: Mumbai.

Apply Now

Internal Auditor

  • Assist Department Head in preparation of Internal Audit Calendar for the year
  • Execute Internal Audit as per approved Internal Audit Calendar
  • Determining the scope of internal audit
  • Strategically carrying out full audit of an organization, including assessing risk, understanding the controls and taking necessary steps as required
  • Preparation of process flow charts
  • Documenting the audit processes
  • Obtain, analyse, and evaluate accounting documentation, reports, and data
  • Prepare and presents reports that clearly reflects the audit results to the process owners
  • Prepare and present audit reports to Management / Board and Audit committee
  • Perform follow up audits to ensure management action and closure
  • Take up special audit assignment on management request
  • Judiciously provide independent advice in order to ensure legality and achieve organizational goal
  • Develop knowledge in the sector regarding rules, regulations, best practices, techniques and performance standards
  • Developing ways to improve processes for internal and external customers

Desired Experience: Certified Chartered Accountant having 2 to 3 years of post-qualification experience in Internal Audit and possess strong knowledge of auditing standards, procedures, laws, rules and regulations.

Location : Mumbai.

Apply Now

Sales Executive

  1. To understand the housing needs of customers and provide financial solutions accordingly.
  2. Leveraging financial, analytical and appraisal skills to assess customers’ need for a home by analysing customer’s ability to service a loan by understanding household income, expenses, social, economic factors and accordingly take in the application
  3. Guiding customers throughout the entire loan application process until the loan is sanctioned
  4.  Council prospective customers about the loan opportunity and plan a meeting based on their interest.
  5. Confirm credit worthiness of customers by evaluating the loan application and the documents submitted along with it to determine feasibility of granting loans.
  6. Provide information on repayment schedule to customers
  7.  Prepare & submit loan application and provide recommendations for approval of loan.
  8. Handle customer queries and take appropriate action to resolve them.

Experience: 2-3 Years

Education Background: Bachlor's or Masters in Commerce

Skills and abilities:
- Good communication/PR skills
- Good listening skills
- Confidence
- Multitasking ability
- Team working ability

Location : Raigadh.

Apply Now

Technical Officer

  1. Scouting of Housing Projects suitable for SMHFC.
  2. Extracting detailed information about developer and project and advising the project legal team about the same.
  3. Liaising with the Developer and obtaining project related documents for legal team and helping in resolving queries.
  4. Contribute to all technical aspects – Prepare Layout plan, required construction permissions, FIR(first inquiry report), title search report and compilation of all project documents
  5. Conducting technical checks at project site and monitoring the construction work on a monthly basis and coordinate with Legal team and HO for the required formalities/queries
  6. Being closely involved in the projects, should identify any potential risks/issues and communicate the same with management and workout for the necessary solutions.
  7.  Act as a mediator between organization and Builders.

Experience: 2-4 Years

Education Background: Diploma in Civil Engineering or Bachelor’s in Civil Engineering

Skills and abilities:
- Good Communication Skills
- Should be able to interact with builders
- Independent, Proactive and self motivated


Location : Raigadh.

Apply Now

Collections Officer

  1. Locate and monitor overdue accounts, using the in-house app.
  2. Notify & Councell delinquent accounts customers by telephone or personal visits to solicit payment.
  3. Answer customer questions regarding problems with their accounts.
  4. Assess clients’ overall financial situation to determine reasons for overdue payments.
  5. Negotiate payment arrangements with customers who have delinquent loans.
  6. Notify collection managers when customers fail to respond to collection efforts.
  7. Keeping records of collection and status of accounts.

Field:

  1. Negotiate, collect and resolve accounts using persuasive communication skills and a consultative approach to encourage future timely payments, so that balance is maintained in their banks for EMI deductions.
  2. Utilize various skip tracing techniques and collection strategies to locate the customers in order to collect payment from them.
  3. If required, counsel the customers about the payments, often requiring reviewing the customers loan information in our database/system and/or asking probing questions to consumers in order to better understand potential reasons for non-payment and further resolving the problem.
  4.  Listen to the customer's story and determine if debt can be collected.

Experience: 1-3 Years


Education Background:
Any Graduation or Post Graduation

Skills and abilities:
- Job requires excellent communication skills,persuasion and negotiating skills.
- Comfortable with travelling and on field job.
- Job requires maintaining composure, keeping emotions in check, controlling anger, and avoiding aggressive behaviour, even in very difficult situations.

Location : Raipur.

Apply Now

Credit Officer

  1.  Analyse the application received and access the creditworthiness and household requirement of the customers through the application received.
  2.  Fill in the gaps in the application in case required by talking to customers.
  3.  Double check the correctness of the information provided by the Sales team.
  4.  To interact with the customer over the phone or personal discussion depending on the case, to understand the loan requirement of the customer.
  5.  To travel to meet new customers, facilitate efficient as well as effective credit appraisals and understand the actual socio-economic scenarios at the customer’s workplace or home location as a part of the verification process as and when required.
  6.  Underwriting the cases: Recommend the loan applications come for review for sanction or Rejection based on the fact-finding and analysis done.
  7.  To coordinate with all the concerned teams like IT, legal. Projects etc. to get expedite sanction of the case.
  8.  To guide the sales team regularly on the product norms and documentation part.
  9.  Be up to date with the current industry standards, market scenarios and company processes.
  10.  Coordinate with HO Credit Officers for any queries related to process etc.

Experience: 1-3 Years

Education Background: MBA or BBA - Finance / MSW / Any other Post Graduation

Skills and abilities:
- Analytical Capabilities
- Excellent Presentation & communication skills
- Team working ability
- Good listening skills

Location : Raigadh.

Apply Now

Sales Executive

  1. To understand the housing needs of customers and provide financial solutions accordingly.
  2. Leveraging financial, analytical and appraisal skills to assess customers’ need for a home by analysing customer’s ability to service a loan by understanding household income, expenses, social, economic factors and accordingly take in the application
  3. Guiding customers throughout the entire loan application process until the loan is sanctioned
  4.  Council prospective customers about the loan opportunity and plan a meeting based on their interest.
  5. Confirm credit worthiness of customers by evaluating the loan application and the documents submitted along with it to determine feasibility of granting loans.
  6. Provide information on repayment schedule to customers
  7.  Prepare & submit loan application and provide recommendations for approval of loan.
  8. Handle customer queries and take appropriate action to resolve them.

Experience: 2-3 Years

Education Background: Bachlor's or Masters in Commerce

Skills and abilities:
- Good communication/PR skills
- Good listening skills
- Confidence
- Multitasking ability
- Team working ability

Location : Kolkata.

Apply Now

Technical Officer

  1. Scouting of Housing Projects suitable for SMHFC.
  2. Extracting detailed information about developer and project and advising the project legal team about the same.
  3. Liaising with the Developer and obtaining project related documents for legal team and helping in resolving queries.
  4. Contribute to all technical aspects – Prepare Layout plan, required construction permissions, FIR(first inquiry report), title search report and compilation of all project documents
  5. Conducting technical checks at project site and monitoring the construction work on a monthly basis and coordinate with Legal team and HO for the required formalities/queries
  6. Being closely involved in the projects, should identify any potential risks/issues and communicate the same with management and workout for the necessary solutions.
  7.  Act as a mediator between organization and Builders.

Experience: 2-4 Years

Education Background: Diploma in Civil Engineering or Bachelor’s in Civil Engineering

Skills and abilities:
- Good Communication Skills
- Should be able to interact with builders
- Independent, Proactive and self motivated


Location : Kolkata.

Apply Now

Credit Officer

  1.  Analyse the application received and access the creditworthiness and household requirement of the customers through the application received.
  2.  Fill in the gaps in the application in case required by talking to customers.
  3.  Double check the correctness of the information provided by the Sales team.
  4.  To interact with the customer over the phone or personal discussion depending on the case, to understand the loan requirement of the customer.
  5.  To travel to meet new customers, facilitate efficient as well as effective credit appraisals and understand the actual socio-economic scenarios at the customer’s workplace or home location as a part of the verification process as and when required.
  6.  Underwriting the cases: Recommend the loan applications come for review for sanction or Rejection based on the fact-finding and analysis done.
  7.  To coordinate with all the concerned teams like IT, legal. Projects etc. to get expedite sanction of the case.
  8.  To guide the sales team regularly on the product norms and documentation part.
  9.  Be up to date with the current industry standards, market scenarios and company processes.
  10.  Coordinate with HO Credit Officers for any queries related to process etc.

Experience: 1-3 Years

Education Background: MBA or BBA - Finance / MSW / Any other Post Graduation

Skills and abilities:
- Analytical Capabilities
- Excellent Presentation & communication skills
- Team working ability
- Good listening skills

Location : Kolkata.

Apply Now

Sales Officer

Job Description:

We are looking for a Sales Officer who can understand the housing needs of customers, assess customers’ need for a home, understand the household income, expenses, social, economic factors of the customers. We need someone who is passionate about helping the underserved sector and guiding them throughout the loan process. 

Skills Required:

- Good communication/PR skills
- Good listening skills
- Confidence
- Multitasking ability
- Team working ability

Experience: 2-3 years

Locations: West Bengal.

Apply Now

Sales Executive

  1. To understand the housing needs of customers and provide financial solutions accordingly.
  2. Leveraging financial, analytical and appraisal skills to assess customers’ need for a home by analysing customer’s ability to service a loan by understanding household income, expenses, social, economic factors and accordingly take in the application
  3. Guiding customers throughout the entire loan application process until the loan is sanctioned
  4.  Council prospective customers about the loan opportunity and plan a meeting based on their interest.
  5. Confirm credit worthiness of customers by evaluating the loan application and the documents submitted along with it to determine feasibility of granting loans.
  6. Provide information on repayment schedule to customers
  7.  Prepare & submit loan application and provide recommendations for approval of loan.
  8. Handle customer queries and take appropriate action to resolve them.

Experience: 2-3 Years

Education Background: Bachlor's or Masters in Commerce

Skills and abilities:
- Good communication/PR skills
- Good listening skills
- Confidence
- Multitasking ability
- Team working ability

Apply Now

Technical Officer

  1. Scouting of Housing Projects suitable for SMHFC.
  2. Extracting detailed information about developer and project and advising the project legal team about the same.
  3. Liaising with the Developer and obtaining project related documents for legal team and helping in resolving queries.
  4. Contribute to all technical aspects – Prepare Layout plan, required construction permissions, FIR(first inquiry report), title search report and compilation of all project documents
  5. Conducting technical checks at project site and monitoring the construction work on a monthly basis and coordinate with Legal team and HO for the required formalities/queries
  6. Being closely involved in the projects, should identify any potential risks/issues and communicate the same with management and workout for the necessary solutions.
  7.  Act as a mediator between organization and Builders.

Experience: 2-4 Years

Education Background: Diploma in Civil Engineering or Bachelor’s in Civil Engineering

Skills and abilities:
- Good Communication Skills
- Should be able to interact with builders
- Independent, Proactive and self motivated

Location : Raigarh.

Apply Now

Collections Officer

  1. Locate and monitor overdue accounts, using the in-house app.
  2. Notify & Councell delinquent accounts customers by telephone or personal visits to solicit payment.
  3. Answer customer questions regarding problems with their accounts.
  4. Assess clients’ overall financial situation to determine reasons for overdue payments.
  5. Negotiate payment arrangements with customers who have delinquent loans.
  6. Notify collection managers when customers fail to respond to collection efforts.
  7. Keeping records of collection and status of accounts.

Field:

  1. Negotiate, collect and resolve accounts using persuasive communication skills and a consultative approach to encourage future timely payments, so that balance is maintained in their banks for EMI deductions.
  2. Utilize various skip tracing techniques and collection strategies to locate the customers in order to collect payment from them.
  3. If required, counsel the customers about the payments, often requiring reviewing the customers loan information in our database/system and/or asking probing questions to consumers in order to better understand potential reasons for non-payment and further resolving the problem.
  4.  Listen to the customer's story and determine if debt can be collected.

Experience: 1-3 Years


Education Background:
Any Graduation or Post Graduation

Skills and abilities:
- Job requires excellent communication skills,persuasion and negotiating skills.
- Comfortable with travelling and on field job.
- Job requires maintaining composure, keeping emotions in check, controlling anger, and avoiding aggressive behaviour, even in very difficult situations.

Apply Now

Credit Officer

  1.  Analyse the application received and access the creditworthiness and household requirement of the customers through the application received.
  2.  Fill in the gaps in the application in case required by talking to customers.
  3.  Double check the correctness of the information provided by the Sales team.
  4.  To interact with the customer over the phone or personal discussion depending on the case, to understand the loan requirement of the customer.
  5.  To travel to meet new customers, facilitate efficient as well as effective credit appraisals and understand the actual socio-economic scenarios at the customer’s workplace or home location as a part of the verification process as and when required.
  6.  Underwriting the cases: Recommend the loan applications come for review for sanction or Rejection based on the fact-finding and analysis done.
  7.  To coordinate with all the concerned teams like IT, legal. Projects etc. to get expedite sanction of the case.
  8.  To guide the sales team regularly on the product norms and documentation part.
  9.  Be up to date with the current industry standards, market scenarios and company processes.
  10.  Coordinate with HO Credit Officers for any queries related to process etc.

Experience: 1-3 Years

Education Background: MBA or BBA - Finance / MSW / Any other Post Graduation

Skills and abilities:
- Analytical Capabilities
- Excellent Presentation & communication skills
- Team working ability
- Good listening skills

Apply Now

Loan Officer

Job Description:

We are looking for a Sales Officer who can understand the housing needs of customers, assess customers’ need for a home, understand the household income, expenses, social, economic factors of the customers. We need someone who is passionate about helping the underserved sector and guiding them throughout the loan process. 

Skills Required:

- Good communication/PR skills
- Good listening skills
- Confidence
- Multitasking ability
- Team working ability

Experience: 2-3 years

Locations: Raigadh.

Apply Now

Project Officer

  1. Scouting of Housing Projects suitable for SMHFC.
  2. Extracting detailed information about developer and project and advising the project legal team about the same.
  3. Liaising with the Developer and obtaining project related documents for legal team and helping in resolving queries.
  4. Contribute to all technical aspects – Prepare Layout plan, required construction permissions, FIR(first inquiry report), title search report and compilation of all project documents
  5. Conducting technical checks at project site and monitoring the construction work on a monthly basis and coordinate with Legal team and HO for the required formalities/queries
  6. Being closely involved in the projects, should identify any potential risks/issues and communicate the same with management and workout for the necessary solutions.
  7. Act as a mediator between organization and Builders.

Experience: 0-4 Years

Education Background: Diploma in Civil Engineering or Bachelor’s in Civil Engineering

Skills and abilities:
- Good Communication Skills
- Should be able to interact with builders
- Independent, Proactive and self motivated

Location : Indore.

Apply Now

Sales Executive

  1. To understand the housing needs of customers and provide financial solutions accordingly.
  2. Leveraging financial, analytical and appraisal skills to assess customers’ need for a home by analysing customer’s ability to service a loan by understanding household income, expenses, social, economic factors and accordingly take in the application
  3. Guiding customers throughout the entire loan application process until the loan is sanctioned
  4.  Council prospective customers about the loan opportunity and plan a meeting based on their interest.
  5. Confirm credit worthiness of customers by evaluating the loan application and the documents submitted along with it to determine feasibility of granting loans.
  6. Provide information on repayment schedule to customers
  7.  Prepare & submit loan application and provide recommendations for approval of loan.
  8. Handle customer queries and take appropriate action to resolve them.

Experience: 2-3 Years

Education Background: Bachlor's or Masters in Commerce

Skills and abilities:
- Good communication/PR skills
- Good listening skills
- Confidence
- Multitasking ability
- Team working ability

Location : Indore , Ratlam and Bhopal.

Apply Now

Disbursement Officer

  1.  Receive loan agreements and schedule meetings with the customers for completing the agreement signing formalities.
  2.  Obtain and secure original property documents,down payment receipts and other required documents from the customers as per the check-list.
  3.  Carry out the process of registering, stamping and signing of the loan agreement.
  4.  Review loan agreements to ensure that they are error-free and accurate according to policy and send it further for processing.
  5.  Maintain detailed records of all transactions and submit the required details periodically.
  6.  Assist customers by providing information and resolving their complaints.

Experience: 1-3 Years

Education Background:
- Graduation in Commerce / Management
- Post Graduation in Commerce / Management

Skills and abilities:
- Good communication/PR skills
- Proficient in M.S Excel
- Familiar with basic computer skills

Location : Bhopal.

Apply Now

Credit Officer

  1.  Analyse the application received and access the creditworthiness and household requirement of the customers through the application received.
  2.  Fill in the gaps in the application in case required by talking to customers.
  3.  Double check the correctness of the information provided by the Sales team.
  4.  To interact with the customer over the phone or personal discussion depending on the case, to understand the loan requirement of the customer.
  5.  To travel to meet new customers, facilitate efficient as well as effective credit appraisals and understand the actual socio-economic scenarios at the customer’s workplace or home location as a part of the verification process as and when required.
  6.  Underwriting the cases: Recommend the loan applications come for review for sanction or Rejection based on the fact-finding and analysis done.
  7.  To coordinate with all the concerned teams like IT, legal. Projects etc. to get expedite sanction of the case.
  8.  To guide the sales team regularly on the product norms and documentation part.
  9.  Be up to date with the current industry standards, market scenarios and company processes.
  10.  Coordinate with HO Credit Officers for any queries related to process etc.

Experience: 1-3 Years

Education Background: MBA or BBA - Finance / MSW / Any other Post Graduation

Skills and abilities:
- Analytical Capabilities
- Excellent Presentation & communication skills
- Team working ability
- Good listening skills

Location : Indore and Bhopal

Apply Now

Collections Officer

  1. Locate and monitor overdue accounts, using the in-house app.
  2. Notify & Councell delinquent accounts customers by telephone or personal visits to solicit payment.
  3. Answer customer questions regarding problems with their accounts.
  4. Assess clients’ overall financial situation to determine reasons for overdue payments.
  5. Negotiate payment arrangements with customers who have delinquent loans.
  6. Notify collection managers when customers fail to respond to collection efforts.
  7. Keeping records of collection and status of accounts.

Field:

  1. Negotiate, collect and resolve accounts using persuasive communication skills and a consultative approach to encourage future timely payments, so that balance is maintained in their banks for EMI deductions.
  2. Utilize various skip tracing techniques and collection strategies to locate the customers in order to collect payment from them.
  3. If required, counsel the customers about the payments, often requiring reviewing the customers loan information in our database/system and/or asking probing questions to consumers in order to better understand potential reasons for non-payment and further resolving the problem.
  4.  Listen to the customer's story and determine if debt can be collected.

Experience: 1-3 Years


Education Background:
Any Graduation or Post Graduation

Skills and abilities:
- Job requires excellent communication skills,persuasion and negotiating skills.
- Comfortable with travelling and on field job.
- Job requires maintaining composure, keeping emotions in check, controlling anger, and avoiding aggressive behaviour, even in very difficult situations.

Location : Bhopal.

Apply Now

Zonal Technical Manager

  1. Scouting of Housing Projects suitable for SMHFC.
  2.  Extracting detailed information about developer and project and advising the project legal team about the same.
  3.  Liaising with the Developer and obtaining project related documents for legal team and helping in resolving queries.
  4.  Contribute to all technical aspects – Prepare Layout plan, required construction permissions, FIR(first inquiry report), title search report and compilation of all project documents
  5.  Conducting technical checks at project site and monitoring the construction work on a monthly basis and coordinate with Legal team and HO for the required formalities/queries
  6.  Being closely involved in the projects, should dentify any potential risks/issues and communicate the same with management and workout for the necessary solutions.
  7.  Act as a mediator between organization and Builders.

Experience: 4-5 Years

Education Background: Diploma in Civil Engineering or Bachelor’s in Civil Engineering


Skills and abilities:
- Good Communication Skills
- Should be able to interact with builders
- Independent, Proactive and self motivated
- Should have knowledge of HL, Fin, Construction, APF, Documents


Location : Indore.

Apply Now

Sales Officer

Job Description:

We are looking for a Sales Officer who can understand the housing needs of customers, assess customers’ need for a home, understand the household income, expenses, social, economic factors of the customers. We need someone who is passionate about helping the underserved sector and guiding them throughout the loan process. 

Skills Required:

- Good communication/PR skills
- Good listening skills
- Confidence
- Multitasking ability
- Team working ability

Experience: 2-3 years

Locations: Indore and Bhopal .

Apply Now