Current Openings

Sales Executive

Key Functions

  • Generation of leads: Identifying potential customers and generating leads.
  • Storyboard Creation: Creating an elaborate storyboard of the customer by understanding household income, expenses, social, economic factors and accordingly process the application.
  • KYC verification: Confirm creditworthiness of customers by evaluating the loan application and the documents submitted along with it to determine the feasibility of granting loans. 
  • Residence Visit: Visit the customers to understand the housing needs of customers and provide financial solutions accordingly.
  • Property Visit: Visiting properties where the customer wants to build/renovate their house. 
  • Occupation Visit: Visiting the customer’s workplace and gauging the income and expenses incurred by him/her.
  • Checking of Prop Doc: Check whether the property is legally verified.
  • Filling & Submission of Loan App Form: Prepare & submit loan applications and provide recommendations for approval of loan.

Communication & Relationship:

  • Maintain and Develop Relationships with:
  • Customers: Maintain relations with customers from the beginning to the end of the loan process.
  • Builders Sales Team: Maintaining relationship with the builder to ease the lead generation process
  • Connectors
  • Team Leader
  • Field Credit Officer & Disbursement Office

Experience: 2-3 Years

Education Background: Graduation or Post Graduation in Commerce/MSW

Skills and abilities: 

  • Good communication/PR skills
  • Good listening skills
  • Confidence
  • Multitasking ability
  • Team working ability

Location : Udaipur , Jodhpur , Alwar/Bhiwadi , and Phulera

Apply Now

Disbursement Officer

Key Functions:

  • Executing all Loan Documents
  • Executing & processing of NACH Mandate
  • Collecting & Screening Property Title & other necessary documents. Compliance of CPs prior to disbursement
  • Follow-up on all pending documents / DP payments
  • Educating the Customer on Repayment of Loan, Prepayments, the occasion of default, any assistance necessity
  • Raising Disbursement Requests
  • Soft Bucket Collection like Pre EMI, Tech Bounces, etc


Communication & Relationship:

  • Maintain and Develop Relationships with:
  • Builder Staff ( for disbursement requests )
  • Customer
  • Zonal Operations Manager/Officer
  • Loan Officer
  • Hub Manager


Experience: 1-3 Years

Education Background:
MBA or BBA - Finance / MSW / Any other Post Graduation


Skills and abilities:
- Good communication/PR skills
- Good listening skills
- Confidence
- Multitasking ability
- Team working ability

Location :

 Jodhpur, Kishangarh And Bhilwara

Apply Now

Technical Officer

  • Scouting of Housing Projects suitable for SMHFC. 
  • Extracting detailed information about developer and project and advising the project legal team about the same. 
  • Liaising with the Developer and obtaining project related documents for legal team and helping in resolving queries. 
  • Contribute to all technical aspects – Prepare Layout plan, required construction permissions, FIR(first inquiry report), title search report and compilation of all project documents
  • Conducting technical checks at project site and monitoring the construction work on a monthly basis and coordinate with Legal team and HO for the required formalities/queries
  • Being closely involved in the projects, should identify any potential risks/issues and communicate the same with management and workout for the necessary solutions.
  • Act as a mediator between organization and Builders.


Experience: 2-4 Years

Education Background: Diploma in Civil Engineering or Bachelor’s in Civil Engineering

Skills and abilities: 

  • Good Communication Skills
  • Should be able to interact with builders
  • Independent, Proactive and self motivated

Location :  Bhilwara and Udaipur.

Apply Now

Zonal Legal Manager

  1.  Drafting and vetting of legal agreements like mutation entries, title deeds, N.A Permission, statutory approvals etc.
  2.  Interaction with the developers of housing projects on a daily basis and resolving any queries or deficiencies that arise.
  3.  Initiating and verifying legal and valuation reports.
  4.  Conducting a legal scrutiny of APF and One-offs which also involve raising and resolving queries.
  5.  Uploading all viable cases on PHP for further approval.
  6.  To give legal advice/opinion on payments, including fraud and not utmost good faith cases.
  7.  Candidate will have to project and legal documentation, reviewing various agreements, amendments and deeds with particular regard to land & construction of housing projects.
  8.  Guiding the post sanction process in the collection of documents for disbursement and also to resolve any legal issues.
  9.  Evaluate issues and disputes arising from the internal and external vendors with reference to contracts and agreements.

Experience: 5-6 Years in Housing Fin/Fin Knowledge of Rural & Urban housing documents

Education Background:
- Graduation in LLB
- Post Graduation in LLM or any related degree

Skills and abilities:
- Good communication/PR skills
- Proficient in Property Laws
- Familiar with basic computer skills
- Ability to read legal documents in various
languages like - Hindi, English, Gujarati etc

Location: Jaipur.

Apply Now

Credit Officer

Key Functions

  •  Visit the Customer’s Workplace / Residence / both to validate key information collected by LO 
  •  Complete missing information in StoryBoard provided by the sales executive
  •  Appraise loans from a Credit, Legal and Technical perspective and recommend them to the Credit Committee.
  •  Identify any trends/patterns in appraisal and warn Zonal Credit Team


Communication & Relationship Maintain and Develop Relationships with:

  •  Loan Officer
  •  Zonal Credit Manager
  •  Customers
  •  Disbursement Officers
  •  Hub Manager
  •  Collection Officers

Experience: 2-3 Years

Education Background: Graduation or Post Graduation in Commerce/MSW

Skills and abilities: 

  •  Good communication/PR skills
  •  Good listening skills
  •  Confidence
  •  Multitasking ability
  •  Team working ability

Location : Kishangarh , Bhilwara and Alwar.

Apply Now

Customer Service Executive

  1. Interact with clients through telephone to provide information about services or products,Open new loan accounts, renew loans or obtain complaint details
  2. To check and record details of inquiries, comments or complaints, transactions or interactions and takes actions in accordance to it.
  3. Acquire and analyze all relevant information to evaluate validity of complaint and identify the possible causes.
  4. Make changes of customer's profile in the company's application form.
  5. Refer unresolved and pending customer grievances to the concerned departments for further inves-tigation and record them in complaint register sheet.
  6. Contact clients to notify regarding investigation results, respond to inquiries or any adjustments in the services (if any).
  7. Recommend modifications in service/products to prevent or foresee any issues.
  8. Pass on the new inquiries received to the concern team and take a follow up with them and record them in the assigned sheet.
  9. Make outbound/follow-up calls on the ones missed during the day & calls assigned by your supervisor.
  10. Optimum level of patience required.

Experience: 0-3 Years


Education Background: Bachlor's or Masters in Arts/Commerce


Skills and abilities:

  • Good communication skills
  • Convincing skills
  • Computer skills
  • Listening skills

Location: Ahmedabad

Apply Now

Disbursement Officer

Key Functions:

  • Executing all Loan Documents
  • Executing & processing of NACH Mandate
  • Collecting & Screening Property Title & other necessary documents. Compliance of CPs prior to disbursement
  • Follow-up on all pending documents / DP payments
  • Educating the Customer on Repayment of Loan, Prepayments, the occasion of default, any assistance necessity
  • Raising Disbursement Requests
  • Soft Bucket Collection like Pre EMI, Tech Bounces, etc


Communication & Relationship:

  • Maintain and Develop Relationships with:
  • Builder Staff ( for disbursement requests )
  • Customer
  • Zonal Operations Manager/Officer
  • Loan Officer
  • Hub Manager


Experience: 1-3 Years

Education Background:
MBA or BBA - Finance / MSW / Any other Post Graduation


Skills and abilities:
- Good communication/PR skills
- Good listening skills
- Confidence
- Multitasking ability
- Team working ability

Location :

 Rajkot And Ahmedabad Rural. 

 

Apply Now

Sales Executive

Key Functions

  •  Generation of leads: Identifying potential customers and generating leads.
  •  Storyboard Creation: Creating an elaborate storyboard of the customer by understanding household income, expenses, social, economic factors and accordingly process the application.
  •  KYC verification: Confirm creditworthiness of customers by evaluating the loan application and the documents submitted along with it to determine the feasibility of granting loans.
  •  Residence Visit: Visit the customers to understand the housing needs of customers and provide financial solutions accordingly.
  •  Property Visit: Visiting properties where the customer wants to build/renovate their house. 
  •  Occupation Visit: Visiting the customer’s workplace and gauging the income and expenses incurred by him/her.
  •  Checking of Prop Doc: Check whether the property is legally verified.
  •  Filling & Submission of Loan App Form: Prepare & submit loan applications and provide recommendations for approval of loan.

Communication & Relationship:

  •  Maintain and Develop Relationships with
  •  Customers: Maintain relations with customers from the beginning to the end of the loan process.
  •  Builders Sales Team: Maintaining relationship with the builder to ease the lead generation process
  •  Connectors
  •  Team Leader
  •  Field Credit Officer & Disbursement Officer


Experience: 2-3 Years

Education Background: Graduation or Post Graduation in Commerce/MSW

Skills and abilities: 

  •  Good communication/PR skills
  •  Good listening skills
  •  Confidence
  •  Multitasking ability
  •  Team working ability

Location : Bhavnagar , Surat Valsad Ahmedabad and Vadodara

Apply Now

Technical Officer

  • Scouting of Housing Projects suitable for SMHFC. 
  • Extracting detailed information about developer and project and advising the project legal team about the same. 
  • Liaising with the Developer and obtaining project related documents for legal team and helping in resolving queries. 
  • Contribute to all technical aspects – Prepare Layout plan, required construction permissions, FIR(first inquiry report), title search report and compilation of all project documents
  • Conducting technical checks at project site and monitoring the construction work on a monthly basis and coordinate with Legal team and HO for the required formalities/queries
  • Being closely involved in the projects, should identify any potential risks/issues and communicate the same with management and workout for the necessary solutions.
  • Act as a mediator between organization and Builders.


Experience: 2-4 Years

Education Background: Diploma in Civil Engineering or Bachelor’s in Civil Engineering

Skills and abilities: 

  • Good Communication Skills
  • Should be able to interact with builders
  • Independent, Proactive and self motivated

Location :  Ahmedabad and Vadodara.

Apply Now

Credit Officer

Key Functions

  •  Visit the Customer’s Workplace / Residence / both to validate key information collected by LO 
  •  Complete missing information in StoryBoard provided by the sales executive
  •  Appraise loans from a Credit, Legal and Technical perspective and recommend them to the Credit Committee.
  •  Identify any trends/patterns in appraisal and warn Zonal Credit Team


Communication & Relationship Maintain and Develop Relationships with:

  •  Loan Officer
  •  Zonal Credit Manager
  •  Customers
  •  Disbursement Officers
  •  Hub Manager
  •  Collection Officers

Experience: 2-3 Years

Education Background: Graduation or Post Graduation in Commerce/MSW

Skills and abilities: 

  •  Good communication/PR skills
  •  Good listening skills
  •  Confidence
  •  Multitasking ability
  •  Team working ability

Location : Valsad

Apply Now

Sales Executive

Key Functions

  •  Generation of leads: Identifying potential customers and generating leads.
  •  Storyboard Creation: Creating an elaborate storyboard of the customer by understanding household income, expenses, social, economic factors and accordingly process the application.
  •  KYC verification: Confirm creditworthiness of customers by evaluating the loan application and the documents submitted along with it to determine the feasibility of granting loans.
  •  Residence Visit: Visit the customers to understand the housing needs of customers and provide financial solutions accordingly.
  •  Property Visit: Visiting properties where the customer wants to build/renovate their house. 
  •  Occupation Visit: Visiting the customer’s workplace and gauging the income and expenses incurred by him/her.
  •  Checking of Prop Doc: Check whether the property is legally verified.
  •  Filling & Submission of Loan App Form: Prepare & submit loan applications and provide recommendations for approval of loan.

Communication & Relationship:

  •  Maintain and Develop Relationships with
  •  Customers: Maintain relations with customers from the beginning to the end of the loan process.
  •  Builders Sales Team: Maintaining relationship with the builder to ease the lead generation process
  •  Connectors
  •  Team Leader
  •  Field Credit Officer & Disbursement Officer


Experience: 2-3 Years

Education Background: Graduation or Post Graduation in Commerce/MSW

Skills and abilities: 

  •  Good communication/PR skills
  •  Good listening skills
  •  Confidence
  •  Multitasking ability
  •  Team working ability

Location : Chennai and Erode.

Apply Now

Disbursement Officer

Key Functions:

  • Executing all Loan Documents
  • Executing & processing of NACH Mandate
  • Collecting & Screening Property Title & other necessary documents. Compliance of CPs prior to disbursement
  • Follow-up on all pending documents / DP payments
  • Educating the Customer on Repayment of Loan, Prepayments, the occasion of default, any assistance necessity
  • Raising Disbursement Requests
  • Soft Bucket Collection like Pre EMI, Tech Bounces, etc


Communication & Relationship:

  • Maintain and Develop Relationships with:
  • Builder Staff ( for disbursement requests )
  • Customer
  • Zonal Operations Manager/Officer
  • Loan Officer
  • Hub Manager


Experience: 1-3 Years

Education Background:
MBA or BBA - Finance / MSW / Any other Post Graduation


Skills and abilities:
- Good communication/PR skills
- Good listening skills
- Confidence
- Multitasking ability
- Team working ability

Location :

 Chennai And Coimbatore. 

Apply Now

Sales Executive

Key Functions

  • Generation of leads: Identifying potential customers and generating leads.
  • Storyboard Creation: Creating an elaborate storyboard of the customer by understanding household income, expenses, social, economic factors and accordingly process the application.
  • KYC verification: Confirm creditworthiness of customers by evaluating the loan application and the documents submitted along with it to determine the feasibility of granting loans. 
  • Residence Visit: Visit the customers to understand the housing needs of customers and provide financial solutions accordingly.
  • Property Visit: Visiting properties where the customer wants to build/renovate their house. 
  • Occupation Visit: Visiting the customer’s workplace and gauging the income and expenses incurred by him/her.
  • Checking of Prop Doc: Check whether the property is legally verified.
  • Filling & Submission of Loan App Form: Prepare & submit loan applications and provide recommendations for approval of loan.

Communication & Relationship:

  • Maintain and Develop Relationships with:
  • Customers: Maintain relations with customers from the beginning to the end of the loan process.
  • Builders Sales Team: Maintaining relationship with the builder to ease the lead generation process
  • Connectors
  • Team Leader
  • Field Credit Officer & Disbursement Office

Experience: 2-3 Years

Education Background: Graduation or Post Graduation in Commerce/MSW

Skills and abilities: 

  • Good communication/PR skills
  • Good listening skills
  • Confidence
  • Multitasking ability
  • Team working ability

Location : Pune and Kolhapur.

Apply Now

Credit Officer

Key Functions

  •  Visit the Customer’s Workplace / Residence / both to validate key information collected by LO 
  •  Complete missing information in StoryBoard provided by the sales executive
  •  Appraise loans from a Credit, Legal and Technical perspective and recommend them to the Credit Committee.
  •  Identify any trends/patterns in appraisal and warn Zonal Credit Team


Communication & Relationship Maintain and Develop Relationships with:

  •  Loan Officer
  •  Zonal Credit Manager
  •  Customers
  •  Disbursement Officers
  •  Hub Manager
  •  Collection Officers

Experience: 2-3 Years

Education Background: Graduation or Post Graduation in Commerce/MSW

Skills and abilities: 

  •  Good communication/PR skills
  •  Good listening skills
  •  Confidence
  •  Multitasking ability
  •  Team working ability

Location : Nagpur.

Apply Now

Technical Officer

Key Functions

  • Visit the Customer’s Workplace / Residence / both to validate key information collected by LO 
  • Complete missing information in StoryBoard provided by the sales executive
  • Appraise loans from a Credit, Legal and Technical perspective and recommend them to the Credit Committee.
  • Identify any trends/patterns in appraisal and warn Zonal Credit Team


Communication & Relationship Maintain and Develop Relationships with:

  • Loan Officer
  • Zonal Credit Manager
  • Customers
  • Disbursement Officers
  • Hub Manager
  • Collection Officers

Experience: 2-3 Years

Education Background: Graduation or Post Graduation in Commerce/MSW

Skills and abilities: 

  • Good communication/PR skills
  • Good listening skills
  • Confidence
  • Multitasking ability
  • Team working ability

???????Location :  Raigadh.

Apply Now

Sales Executive

Key Functions

  • Generation of leads: Identifying potential customers and generating leads.
  • Storyboard Creation: Creating an elaborate storyboard of the customer by understanding household income, expenses, social, economic factors and accordingly process the application.
  • KYC verification: Confirm creditworthiness of customers by evaluating the loan application and the documents submitted along with it to determine the feasibility of granting loans. 
  • Residence Visit: Visit the customers to understand the housing needs of customers and provide financial solutions accordingly.
  • Property Visit: Visiting properties where the customer wants to build/renovate their house. 
  • Occupation Visit: Visiting the customer’s workplace and gauging the income and expenses incurred by him/her.
  • Checking of Prop Doc: Check whether the property is legally verified.
  • Filling & Submission of Loan App Form: Prepare & submit loan applications and provide recommendations for approval of loan.

Communication & Relationship:

  • Maintain and Develop Relationships with:
  • Customers: Maintain relations with customers from the beginning to the end of the loan process.
  • Builders Sales Team: Maintaining relationship with the builder to ease the lead generation process
  • Connectors
  • Team Leader
  • Field Credit Officer & Disbursement Office

Experience: 2-3 Years

Education Background: Graduation or Post Graduation in Commerce/MSW

Skills and abilities: 

  • Good communication/PR skills
  • Good listening skills
  • Confidence
  • Multitasking ability
  • Team working ability

Location : Kolkata

Apply Now

Technical Officer

  • Scouting of Housing Projects suitable for SMHFC. 
  • Extracting detailed information about developer and project and advising the project legal team about the same. 
  • Liaising with the Developer and obtaining project related documents for legal team and helping in resolving queries. 
  • Contribute to all technical aspects – Prepare Layout plan, required construction permissions, FIR(first inquiry report), title search report and compilation of all project documents
  • Conducting technical checks at project site and monitoring the construction work on a monthly basis and coordinate with Legal team and HO for the required formalities/queries
  • Being closely involved in the projects, should identify any potential risks/issues and communicate the same with management and workout for the necessary solutions.
  • Act as a mediator between organization and Builders.


Experience: 2-4 Years

Education Background: Diploma in Civil Engineering or Bachelor’s in Civil Engineering

Skills and abilities: 

  • Good Communication Skills
  • Should be able to interact with builders
  • Independent, Proactive and self motivated

Location :  Kolkata.

Apply Now

Credit Officer

Key Functions

  •  Visit the Customer’s Workplace / Residence / both to validate key information collected by LO 
  •  Complete missing information in StoryBoard provided by the sales executive
  •  Appraise loans from a Credit, Legal and Technical perspective and recommend them to the Credit Committee.
  •  Identify any trends/patterns in appraisal and warn Zonal Credit Team


Communication & Relationship Maintain and Develop Relationships with:

  •  Loan Officer
  •  Zonal Credit Manager
  •  Customers
  •  Disbursement Officers
  •  Hub Manager
  •  Collection Officers

Experience: 2-3 Years

Education Background: Graduation or Post Graduation in Commerce/MSW

Skills and abilities: 

  •  Good communication/PR skills
  •  Good listening skills
  •  Confidence
  •  Multitasking ability
  •  Team working ability

Location : Kolkata

Apply Now

Credit Officer

  1. Regulatory & investor reporting – Compiling and submitting financial and operational returns on a periodic basis.
  2. Compilation of raw data for internal departments to help them improve and automate processes.
  3. Communicating with the National Housing Bank and external investors for data requirements.
  4. Prepare refinance requests for raising debt.
  5. Leading MHFC’s efforts with the government loan subsidy program; extract customer data, compile claims and submit to the National Housing Bank.
  6. Develops MIS documentation to allow for smooth operations and easy system maintenance. Generate and distribute management reports in an accurate and timely manner.
  7.  Provide recommendations to update current MIS to improve reporting efficiency and consistency.
  8. Experience: 1-3 Years

    Education Background: Bachelor’s Degree – preferably B Tech, B. E in Computers/IT/Electronics

    Skills and abilities:
    - Minimum 2 years work experience (MIS role strongly preferred; accounting / financial analysis / data driven role preferred)
    - Advance MS Excel & Database query skills
    - Strong oral and written communication skills you will be interacting with senior management,investors and the regulatory body on a daily basis.
    - Familiar with SQL.

    Location: Raipur.

Apply Now

Disbursement Officer

Key Functions:

  • Executing all Loan Documents
  • Executing & processing of NACH Mandate
  • Collecting & Screening Property Title & other necessary documents. Compliance of CPs prior to disbursement
  • Follow-up on all pending documents / DP payments
  • Educating the Customer on Repayment of Loan, Prepayments, the occasion of default, any assistance necessity
  • Raising Disbursement Requests
  • Soft Bucket Collection like Pre EMI, Tech Bounces, etc


Communication & Relationship:

  • Maintain and Develop Relationships with:
  • Builder Staff ( for disbursement requests )
  • Customer
  • Zonal Operations Manager/Officer
  • Loan Officer
  • Hub Manager


Experience: 1-3 Years

Education Background:
MBA or BBA - Finance / MSW / Any other Post Graduation


Skills and abilities:
- Good communication/PR skills
- Good listening skills
- Confidence
- Multitasking ability
- Team working ability

Location :

 Bhopal.

Apply Now

Credit Officer

Key Functions

  •  Visit the Customer’s Workplace / Residence / both to validate key information collected by LO 
  •  Complete missing information in StoryBoard provided by the sales executive
  •  Appraise loans from a Credit, Legal and Technical perspective and recommend them to the Credit Committee.
  •  Identify any trends/patterns in appraisal and warn Zonal Credit Team


Communication & Relationship Maintain and Develop Relationships with:

  •  Loan Officer
  •  Zonal Credit Manager
  •  Customers
  •  Disbursement Officers
  •  Hub Manager
  •  Collection Officers

Experience: 2-3 Years

Education Background: Graduation or Post Graduation in Commerce/MSW

Skills and abilities: 

  •  Good communication/PR skills
  •  Good listening skills
  •  Confidence
  •  Multitasking ability
  •  Team working ability

Location : Bhopal and Indore.

Apply Now