Our team members belong to diverse backgrounds and have the zeal to consistently innovate, meet challenges, and build a progressive environment within the organisation.
Vineet has a rich experience of more than two decades in Operations and Management Consulting. His strategic thinking and professional experience has enabled Svatantra to map out an accelerated, differentiated and sustainable growth path. Vineet firmly believes that an organisation can sustainably grow if it creates a meaningful difference in the lives of its customers.
Chief Financial Officer
Sahil in his role as the CFO of SMHFC spearheads Fund Mobilisation and Treasury.In the overall 12+ years of work tenure, he has more than 8 years of work experience with Microfinance companies such as Svatantra Microfin, S V Creditline Pvt. Ltd. and GrameenKoota.Other than his strong domain knowledge about Microfinance Industry, he was associated with Axis Bank and Trident Group.Sahil holds PG Diploma in Development Management from Indian Institute of Forest Management (IIFM), Bhopal. Sahil believes in the value of commitment to succeed in business.
Director - Projects And Sales
Ramesh Ogale has more than 30 years of experience in the Real Estate (and now Housing Finance) sector. He started work at Makers Development Services, where he worked on various turnkey township projects. In 1989, he promoted his own construction company for building and marketing housing for low and middle income buyers in the coastal Maharashtra region. He thus is well exposed to construction practices, and project management, and also interacted with various housing finance companies throughout his career. He is part of the initial set up team at MHFC joining the company in 2009 and has been instrumental in stimulating and establishing relationships with developer partners (as well as monitoring the projects as they are being executed) and promoting new housing for lower income families.
Director - Credit And Operations
Jayesh Shah started his career at HDFC, India's leading housing finance company, as a management trainee in June 1987. Over his 22 year career with the firm, he worked across all major departments at HDFC, as well as being on specific local assignments including the development of an online loan processing system. He has also been on international assignments to help set up housing finance companies in Sri Lanka and Indonesia. In addition, he was a regular faculty at the HDFC Training Centre, where his area of specialization was Credit Risk Management and Loan Process Improvisation. He has worked on pilot HDFC social development projects on microfinancing, housing and social infrastructure with agencies like BAIF, KfW, Baroda Citizen's Council and the United Way of Vadodara and always been passionate about helping the financially excluded own a home. He joined MHFC in May 2009 as part of the initial team to help extend the existing market based housing finance model to include customers from weaker sections who lack documentation, and has been instrumental in establishing MHFC's overall systems and processes.
Anil Chirania is a Chartered Accountant, Company Secretary and Cost Accountant. He is a member of the Institute of Chartered Accountants of India and the Institute of Company Secretaries of India. Mr. Chirania has considerable experience and expertise in matters involving accounting, finance, legal, secretarial, taxation, etc. He has been a contributor to several restructuring exercises undertaken by Aditya Birla Group including mergers, demergers,acquisitions, etc.
Assistant Vice-President - IT
An initiator and tech passionate persona defines Umang. He holds degree in Electrical Engineering and MBA from the reputed Welingkar Institute of Management Studies. A pro supporter of design thinking to address challenges and make customer experience inhabitable. Prior to working with Svatantra, he was working as a lead for Aditya Birla Mgmt. Corp’s digital business. In this role he lead various initiatives in the areas of digital transformation and change management to enable the company adopt to newer technologies and achieve significant business value through use of technology. He has also worked as a key tech initiator with conglomerates such as New Work New Culture (Michigan) and Reliance Power.
Assistant Vice President - Corporate Audit
Rahul, Chartered Accountant and a Law Graduate, has over 7 years of Internal Audit experience across various industries. He was working with Aditya Birla Group before joining Svatantra Microfin. Integrity, transparency, and objectivity are the key fundamentals of his work ethos. Rahul's expertise is in the area of Internal Auditing, Risk Assessment and Fraud Risk Management with an in-depth knowledge of business processes, risk and internal control framework for the Manufacturing, Service and Micro-finance industries.
A qualified Company Secretary with an LLB Degree, Surinder has over 12 years of experience in the legal and secretarial domain. Prior to joining Svatantra, he worked at DLF Limited, Moser Baer and Magnum Power Generation. His last assignment was with S V Creditline Pvt. Ltd., a microfinance company, where he worked for five years as a Company Secretary, ensuring the secretarial and RBI Compliances.