What We Do

Svatantra Micro Housing Finance Corporation Limited (SMHFC) offers housing loans to the financially excluded rural and urban low-income families. With the help of our loans, lower-income families, particularly those with limited income documents, can purchase homes that meet their budget.

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Our Impact

As a part of the ongoing efforts our priority is to constantly develop and improve our products suiting the EWS/LIG working sector, wherein they can access finances from the convenience of their home in a unique branchless model & credit underwriting process. Currently we operate in Maharashtra, Madhya Pradesh, Chhattisgarh, Gujarat, Rajasthan, West Bengal, Tamil Nadu, and Odisha.


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Active Customers


Gross Loan Portfolio

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Our Presence

SMHFC EMI Calculator

Use our simple-to-use EMI calculator to determine the Home Loan EMI amount.